• Buying or Selling a Selling Home

Buying or Selling a Selling Home

4 Questions to Ask Yourself Before Taking on a DIY Project

If you’re handy around the house, the thought of tackling a variety of home improvement projects with your own two hands might have crossed your mind a time or two.

But before you dig into a DIY project, it’s important to consider some factors beyond your ability to do the job right. You’ll also want to consider the cost of all the tools and materials needed, as well as the amount of time you’ll need to devote to the project.

Here are four important questions to ask yourself before attacking a DIY project at home:

How complex is it? 
You may know how to hang drywall and install a kitchen sink, but do you really want to do everything that’s required in a complete kitchen makeover?

The bigger and more complex a project is, the greater...

How to Organize Your Kitchen Cabinets

The kitchen is one of the busiest rooms in any household. It’s where meals are cooked and families eat, and also a place to have play fun games or just talk.

The foodie craze is changing the way we eat and the way we cook. Amateur chefs get ideas from cooking shows and then visit farmers markets to find the best possible ingredients for the delicious meals they put together. And homebuyers want the perfect kitchen where they can make their culinary creations. While a complete revamp of your kitchen isn’t practical, one easy step is to clear out the cabinets and pantry.

Organize Your Pots and Pans: You should dedicate a cabinet or two to your pots and pans, and start the process by emptying out the cabinets and dusting them. Then, put the cookware back, neatly...

Government Programs to Get Free Money

If you need help paying some bills or taking care of your family, the government can sometimes help. Many state and federal programs exist to help not just low-income families, but people of varying income levels. Many programs are meant to help homeowners.

Here are some of the various types of government help available:

Down Payment Assistance
If you can’t afford a down payment on a home, many states offer down payment assistance. To find such programs in your state, start at the Federal Housing Authority. Many states offer multiple programs.

Nevada, for example, helps with a grant of up to 5 percent of a mortgage to be put toward a down payment and closing costs. It’s available to anyone with an annual income below...

More Homeowners Renovating Instead of Moving Up

More homeowners are staying in their homes longer than ever before, locked into historically low mortgage rates and choosing not to move up to another home despite rising equity in their current home.

Instead of following the American ideal of staying in a home for a few years before upgrading to something better, more homeowners are choosing to stay put longer than ever before and are improving their homes instead, according to First American, which in October 2018 released a report showing that the median tenure for homeownership has jumped to 10 years, up 10 percent from 2017.

Just before the housing downturn in 2007, homeowners typically stayed in their home for four years. After the subsequent housing crash, it was seven years, partly because many mortgages were underwater.

Rising home prices have given...