Eco-friendly features are all the rage today as homeowners commit to living greener lives. But for those looking to reduce their carbon footprint, where do you begin?
For many, the answer is the kitchen. The central hub of the home, the kitchen offers a perfect foundation for incorporating green features and appliances.
Getting started, you may want to consider adding an induction stove, a stove that utilizes magnetic energy to induce a current that heats the food. Not only do pans heat up quickly on this type of stove, but the amount of time needed to cook meals is greatly reduced. In addition to the energy savings and coolness factor, induction stoves tend to be much safer than traditional stoves since there’s no open flame or hot electric element involved.
It’s also important to add energy-efficient...
Many homeowners are surprised to receive a letter stating that their mortgage servicer has changed. Financial institutions that issue mortgages are permitted to sell loans or to transfer the rights to service mortgages to other financial institutions without borrowers’ consent. That doesn’t mean the homeowner has done anything wrong or that there is anything to worry about.
How and Why Mortgages Change Hands
A mortgage originator works with borrowers to set up a mortgage, while a mortgage servicer takes care of administrative tasks, such as collecting payments and handling escrow accounts. Many mortgage originators don’t service loans. In those instances, after a borrower has obtained a mortgage,...
The kitchen is the heart and hub of any home. While you may spend most of your time in other rooms, the state of the kitchen is sure to reflect in all areas of your life. A messy and cluttered kitchen makes it difficult to have family dinners, healthy, home-cooked meals and can be an all around stressor. If you’re ready to clean out your kitchen, but don’t know where to start, these tips are for you.
Vet Your Spice Rack
If your spice rack is overrun, it’s time to toss anything unnecessary. Ground spices generally last only six months. Spice doesn’t necessarily expire the same way other foods can, but it does start to lose its potency overtime. Keep your meals fresh and tasty while decluttering your counters and pantry by discarding any...
Can’t wait until spring to sell your home? Winter can be a tough time to attract buyers, particularly if you live in a region where there’s going to be ice and snow all around. Your home may not show as well in bad weather; however, it is possible. Here are some winter real estate facts to keep in mind:
People Like an Orderly Property
In the winter, all visitors may see is a blanket of snow (depending on where you live). Do your best to keep the driveway and walkways neatly cleared and free of ice. Even if there’s just a light dusting of snow, sweep it away. Spread some sand over walkways to avoid slips and falls. Try to keep the roof clear of snow as well, as a good roof is important to selling any home. You can always call in a roofing company if yours isn’t up to par.
If you’re someone who isn’t happy with their current mortgage—whether it’s because you heard of someone having a better rate, you realized the payments are too large or you want to pay your home off quicker, then it’s probably time to look into a mortgage refinance.
Simply put, a mortgage refinance replaces your current home loan with a new one and can be done to reduce the interest rate, cut monthly payments or tap into their home’s equity.
And you don’t need to be years into a mortgage to refinance. If it makes sense financially, you can refinance at any time.
Still, there are some mistakes that those going through the process make. Here are some things to avoid.
1. Being Unprepared:...
It’s easy to ignore your plumbing when taking care of other household responsibilities. Here are some easy tips every homeowner should know to help make sure your plumbing continues to work reliably throughout the coming months:
First, make sure the temperature setting on your water heater is correct—most experts recommend it stay no higher than 120 degrees Fahrenheit. Not only will this reduce the amount of energy the appliance uses, but it will also reduce the chances that scalding will occur.
One of the biggest enemies of a water heater is corrosion, which will make the unit inefficient and reduce its lifespan. Drain a few gallons from the tank to flush out the sediment that leads to corrosion.
If your unit is 15...
Whether you’re planning to sell or rent, a little renovation goes a long way in helping to increase your home’s market value. For most homeowners, the biggest concern is usually the budget required for upgrades, renovations and home maintenance. The great news is that there’s no need to spend thousands of dollars for home improvements. Here are seven tips for some of the best home upgrades that add value:
Knock down a wall, and go for an open concept. Not only will it create the illusion of a bigger space, but it’s also a home design trend that’s very much in demand today. Just make sure to have the wall assessed for possible electrical wires housed behind it before hitting it with a sledgehammer.
Brighten up the...
During the colder months, it can be necessary to make a few changes around the house to keep things feeling warm. If there’s one room in particular that can leave you feeling chilly, it’s the bathroom. After all, everyone has experienced the unwelcome shock of stepping onto a freezing tile floor and waiting for the shower to heat up. For those who want to transform their bathroom into a cozy oasis this winter, here are a few tips to get you started.
We all know the feeling of a warm, fluffy towel that’s fresh out of the dryer. If you want to wrap yourself up in that feeling after every shower, then it’s time to install towel warmers in your bathroom to keep you toasty even after you shut the hot water off. While there are several different...